Effective Date: March 2026
By accessing and using this website, you agree to be bound by these Terms and Conditions and our Privacy Policy.
If you do not agree with any part of these terms, you must not use this website or submit your information through our forms.
Planned & Protected is an insurance lead generation and consultation service operated by Jeff.
We provide a platform for Missouri homeowners to request information and quotes for mortgage protection and life insurance products.
We are not an insurance carrier; all coverage is subject to the underwriting and approval of third-party insurance companies.
You must be at least 18 years of age to use this site.
You agree to provide accurate and truthful information when filling out our “See What You Qualify For” form.
Providing false information may result in an inaccurate quote or denial of coverage by a carrier.
By clicking “See My Free Quote Now” (or similar submission buttons), you provide express written consent to be contacted by Jeff or Planned & Protected.
This contact may include phone calls, SMS/text messages, and emails regarding your request, even if your number is on a state or federal Do Not Call registry.
Consent is not a condition of purchase.
Planned & Protected and Jeff shall not be held liable for any inaccuracies in quotes provided by third-party carriers or for the denial of any insurance application.
We do not guarantee that every user will qualify for the rates mentioned (e.g., $20/month), as rates are based on individual age, health, and coverage amounts.
All content, logos, and designs on this site are the property of Planned & Protected and may not be used without express written permission.
These terms are governed by the laws of the State of Missouri.
© 2026 Planned & Protected. All rights reserved.